Introduction to the Indian Banking Sector

Course Objectives

This course aims to provide learners with a comprehensive understanding of the Indian banking sector by exploring its historical evolution, structural framework, and the key roles played by various types of banks. A special focus is placed on the Reserve Bank of India (RBI), highlighting its central functions, regulatory authority, and supervisory responsibilities within the financial system. Participants will also gain insights into the wide range of banking products and services available today, from traditional savings and loan products to emerging digital platforms such as mobile banking and UPI. Additionally, the course addresses the major challenges faced by the sector, including financial inclusion, non-performing assets (NPAs), and the growing impact of financial technology (Fintech). Finally, the course provides an overview of career opportunities in both public and private sector banks, outlining the skills and qualifications necessary to build a successful career in banking.

Pedagogy

• Interactive Lectures: Concept explanation through real-life examples and case studies.

• Visual Presentations: Use of infographics and slides for historical evolution, bank types, RBI functions, etc.

• Demonstrations: Hands-on exploration of digital banking tools (e.g., UPI, mobile banking apps).

• Group Activities: Discussion on challenges like NPAs, financial inclusion, and Fintech innovations.

• Career Mapping Exercises: Introduction to banking job roles through career path charts and skill-building tips.

• Q&A Sessions and Quizzes: Reinforce understanding through assessments and open-ended discussions.

Programme Highlights

• A compact 50-minute session ideal for beginners or early-career professionals.
• Covers both traditional banking concepts and modern developments like digital banking and Fintech.
• Insight into the regulatory framework governed by the RBI.
• Balanced view of current challenges like NPAs and rural banking with future opportunities.
• Practical exposure to career roles and skill sets in the public and private banking sectors.
• Ideal for students, job aspirants, or anyone seeking a strong introduction to banking in India.